From: "Teresa in Texas" 

Thirty Four Money Saving Tips 

- Make all your food from scratch.

- Grow your own vegetables.

- Use your freezer wisely. Stock up on meat and vegetables on sale.

- Block all air leaks in your home to save energy.

- Use your oven wisely. Bake two things instead of one.

- Hand down clothes when possible.

- Shop Garage Sales, and Thrift Stores.

- Frequent the library for entertainment and education.

- Play board games for family fun.

- Take walks for exercise and take your children to the park!

- Stay away from processed foods.

- Reduce your meat intake.

- Buy the off-brand.

- Make and take your own lunch.

- Comparison shop. 

- Know your prices, keep a price book. 

- Pay off all of your credit card bills and loans.

- Switch Credit Companies or Negotiate with Existing Ones.

- Be content with what you have.

- Shop the Sales.

- Use Coupons. Send for Rebates (but be sure to track them
  because some companies don't honor their rebates)

- Stock up on non-perishables when on sale. 

- Make saving a family affair - don't do it alone.

- Save your loose change. 

- Ask about floor models.

- Use only your bank's automatic teller machines.

- Buy a used car instead of a new one.

- Cut down your mortgage pay back time with extra payments, and save. 

- Take advantage of seasonal sales. 

- Get a free energy audit and follow the suggestions they give you to decrease energy   usage.

- Use fluorescent bulbs and save 75 percent of light costs.

- Don't speed, and drive safely. 

- Spend less money ON and more time WITH your children.

Teresa in Texas
http://www.onepersonsjourney.com
http://groups.yahoo.com/group/SaveAtHomeMommies
co-owner of Frugal-Folks-Life